Research on Practical Teaching Reform of Insurance Majors under the Applied Talent Training Model

Abstract

With the rapid development of the social economy and the continuous improvement of residents’ living standards, people's awareness of risk management and insurance applications continues to increase, and the scale of the premium market is growing rapidly. Compared with the rapid development of the insurance industry, the training and team building of insurance practitioners lag significantly. As a crucial component in the financial industry, the training of insurance talents is relatively weak, which results in a huge gap in high-quality insurance talents. Higher education institutions are important bases for cultivating insurance talents and gaining widespread attention from the insurance industry. However, insurance major graduates who seem to have bright employment prospects are finding themselves not welcome in the job market. On the one hand, insurance companies are constantly recruiting a large number of professional talents, even promising high incomes. On the other hand, insurance major graduates from ordinary universities face difficulties in finding suitable jobs. The reason is that there is a contradiction between talent supply and enterprise demand. Enterprises need talents who not only have a solid theoretical foundation but also have certain practical abilities. It is difficult to achieve this goal through the traditional training model that mainly focuses on teaching theoretical knowledge.