Analysis Of The Impact Of Fintech On The Financing Of Chinese Private Enterprises

Beichen Huang

doi:10.62051/ijgem.v2n1.01

Authors

Beichen Huang

DOI:

https://doi.org/10.62051/ijgem.v2n1.01

Keywords:

Fin tech, Trade finance, Small and medium-sized enterprises (SMEs), Impacts

Abstract

This study examines how FinTech is reshaping the financing landscape for Chinese private enterprises, addressing historical challenges and providing new opportunities. In the face of uncertainties in international and domestic trade, market stagnation, and rising labor costs, private enterprises encounter capital shortages and financing difficulties. The rapid development of FinTech introduces flexible, efficient, and cost-effective financing avenues, enabling enterprises to access funds, reduce costs, enhance capital efficiency, and gain flexibility. This research aims to elucidate the dynamic interplay between FinTech and private enterprise financing, shedding light on the transformative role of FinTech in traditional financing models and offering actionable recommendations for enterprise development.

Downloads

Download data is not yet available.

References

Zhang,J. (2000). Financial Dilemma and Financing Order of Private Economy. Economic Research (04), 3-10+78

Wang,P. (2006). Evaluation of Financing Efficiency of Private Enterprises Based on FAHP. Business Research (19), 114-117.

Guo,X,C. (2014). Research on Financing Issues of Small and Medium sized Technology Enterprises under the Background of Internet Finance. Scientific Management Research (02), 109-112.

Xiao,W,J. (2015). Research on the influencing factors of equity structure in foreign-invested enterprises. Social Science Front (07), 44-51.

Wang,X,N. and Liu,X.(2021). The Impact of Financial Technology on Financing Constraints for Small and Medium Enterprises. Statistics and Decision Making (13), 151-154.

Li,C,T. Yan,X,W. Song,M. and Yang,W. (2020). Financial Technology and Corporate Innovation - Evidence from Listed Companies on the New Third Board. China Industrial Economy (01), 81-98.

Perez, C. (2009). La otra globalizaci ó n: los retos del colapso financiero. Question, 40 (157), 11-37.