Research on the Impact of Financial Technology on Enterprise Digital Transformation: Based on the Perspective of Enterprise Life Cycle

Ningning Zhang; Yixian He; Yanghua Zhao

doi:10.62051/ijgem.v6n1.21

Authors

Ningning Zhang
Yixian He
Yanghua Zhao

DOI:

https://doi.org/10.62051/ijgem.v6n1.21

Keywords:

Financial technology, Enterprise digital transformation, Enterprise life cycle

Abstract

Based on the perspective of enterprise life cycle, this study deeply explores the impact of financial technology on enterprise digital transformation. By comprehensively using literature research method and theoretical analysis method, the characteristics of each stage of enterprise life cycle are used to systematically analyze the impact of financial technology on enterprise digital transformation. The focus is on the specific mechanism of financial technology in providing financial support, promoting business model innovation, and improving operational efficiency and market competitiveness in the growth stage in the entrepreneurial stage of enterprises. The study found that financial technology provides key support for the digital transformation of enterprises at different stages of the life cycle, broadens financing channels and stimulates innovation vitality in the entrepreneurial stage, and optimizes operational processes and enhances market advantages in the growth stage. This study not only enriches the theoretical system of financial technology and enterprise management, but also provides valuable theoretical basis and practical guidance for enterprises to reasonably use financial technology in the process of digital transformation, helping enterprises to achieve sustainable development in the digital economy era.

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