XU, Tianyi. Machine Learning-Based Profit Modeling for Credit Card Underwriting: Implications for Credit Risk. Transactions on Computer Science and Intelligent Systems Research, [S. l.], v. 8, p. 71–80, 2024. DOI: 10.62051/8qwb3532. Disponível em: https://wepub.org/index.php/TCSISR/article/view/3955. Acesso em: 18 may. 2026.